Salary packaging benefits explained
The benefits available to you depend entirely on your employer's FBT classification. Select your employer type below to filter to only what applies to you.
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Everyday Living
$15,900/yr cap (NFP)
Package rent, mortgage, credit cards, personal loans or load your EML card - up to the FBT cap.
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Entertainment Benefit
$2,650/yr additional cap
Dining out, venue hire, events, sport and leisure - an additional annual cap on top of everyday living.
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Novated Lease
Available to all employer types
Drive any car you choose - repayments and all running costs packaged pre-tax through a three-way arrangement.
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Portable Electronic Devices
All employer types · 1 device per FBT year
Work-related laptops, tablets and phones as FBT-exempt benefits - one device per FBT year.
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Professional Fees & Self Education
All employer types · Role-relevant
Professional memberships, registrations and self-education directly related to your current role.
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Remote Area Benefits
All employer types · Conditions apply
Housing, residential fuel and holiday transport concessions for employees working in ATO-classified remote areas.
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Personal Loans
All employer types · NFP can package pre-tax
Competitive personal loans sourced from our lender panel. NFP employees can package repayments under their everyday living cap.
Learn moreThe information on these pages is general in nature and does not constitute financial, taxation or legal advice. Eligibility depends on your employer's FBT classification, the nature of the expense, and current ATO rules.

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